What Do You Splurge On?

by heather

Ok, by now I’ve written, and read, dozens of articles on how to save money. Cutting down the heat, conserving water, zipping through the grocery store, these are all good things.

But, what should you NOT scrimp on? Where do you draw the line from “saving money” to “ruining your life” by pinching pennies?

I know that creating any kind of list on “personal splurges” is going to be highly subjective. After all, my splurges are going to be different than yours.

While most of us can agree on ways to save money, most of us won’t agree on what we should splurge on. Everyone has different passions and interests, which is just as it should be.

I think it’s important that we do splurge once in a while, however. I think it’s important that we not cut out every bit of fun and extravagance in our lives. After all, life is for living! Things like travel, flowers, good food, taking our kids to the beach…these are the things that bring texture and joy to our lives.

So, in celebration of Friday, I’d like to offer up my own list of splurges, and why I consider them worth the money.

And, I’d also love to hear what your splurges are. What do you care about? Why is it worth it to you?

My list…

1. The Gym

I know gyms get a bad rap, and they’re usually the first things trimmed from a budget when things get tight. But let me make this argument: going to the gym is making an investment in yourself. When you’re on a regular exercise regime you feel better, you’re more productive, you’re less stressed out, and you have more energy.

Why would you want to cut these things from your life, especially at a time when you need them most?

I’m in the gym 3-4 mornings per week, and the money I spend on my membership is worth every penny. And trust me, I’ve tried to exercise at home and it just doesn’t happen. Paying the money each month is partly what gets my butt out of bed at 6 a.m. to go run.

And really, I think the gym membership actually ends up paying for itself. After all, I rarely get sick anymore and I’m much more productive now that I’m going on a stricter schedule.

2. Wine

I love red wine, and having a glass at dinner is something I look forward to all day.

And thankfully, I don’t have super-sophisticated taste buds, so my wine splurges aren’t huge . My favorite wine is Banrock Station, from Australia. It’s $5 at Wal-Mart. So, maybe not such an extravagance, but I figured since I didn’t really “need” it, perhaps it should be on the list.

3. Good Food

I can tick them off without even thinking: hard cheeses, kalamata olives, fresh-baked crusty breads, fresh salad mixes, salmon…Yum!

I love eating well, and I don’t mind paying extra for fresh ingredients. I feel my best when I’m exercising and eating good, fresh food, so I think it’s worth the money.

4. High-Quality Dog Food

You guys would flat out croak if you knew how much I spend on dog food. I buy the super-organic-no-meat-byproduct-should-be-drizzled-in-caviar-for-the-price dog food. It’s not cheap.

But, here’s my reasoning: my two dogs are my heart’s treasure. I’ve never given them cheap food, but the older they get the more I realize how limited my time is with them. I now buy Wellness for them, and am hoping it will keep them going a good long time.

Last Word

Really, I think that’s about all I splurge on.

I don’t buy “stuff”, especially since I’ve fallen in love with the idea of living in a micro-home. Living in a 400 square foot home means you can only take the stuff you really, really care about. Which means, no shopping.

Also, due to our work schedules we don’t travel near as often as I’d like. So, really it’s just those four things.

What about you? What do you spend money on that’s non-negotiable?

{ 1 comment }

Nikki September 22, 2009 at 7:04 am

The things that I splurge on are good coffee and travel. I love to collect memories and experiences with my family and share new adventures with them and I document it all through digital photography.

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